|


Nonprofits
Insurance Alliance Group
The Nonprofits Insurance Alliance group is comprised of the
Alliance of Nonprofits for Insurance, Risk Retention Group (ANI-RRG),
and Nonprofits’ Insurance Alliance of California (NIAC), both
501(c)(3) nonprofit companies that provide liability insurance
coverages to 501(c)(3) nonprofit organizations. NIAC currently
insures more than 5,500 nonprofits in California. ANI-RRG
insures more than 1,900 nonprofits and is currently writing in
Colorado, Connecticut, Delaware, District of Columbia, Georgia,
Idaho, Iowa, Kansas, Maryland, Michigan, Missouri, Nebraska,
Nevada, North Carolina, Ohio, Oregon, Pennsylvania, Utah,
Vermont, Virginia and Washington State.
For more information visit
www.insurancefornonprofits.org

At
Charity First, they help insure
nonprofits and in fact that is all they do! Charity First was
first established in 1984 and today has provided assistance to
insure over 5,000 nonprofit organizations throughout the United
States. Combine this experience with their sole focus on the
nonprofit community and its easy to see why they have become the
nonprofit insurance experts.
All of their products and
services are provided by the nation's best known and respected
A++ insurance companies. A few of the coverage's they offer
include but not limited to: Property, Liability, Director's and
Officers, Sexual Abuse/Molestation, Worker's Compensation,
Consulting Professional, International and more!
The types of nonprofits covered include: Arts, Civic and Social
Clubs, Community Organizations, Social Service Organizations,
Residential Programs, Schools, Educational and Training
Organizations and much more!
Charity First also provides
complimentary access to an extensive online library of safety
articles, which can be found in their "Risk Management Resource"
section of their website.
Visit their website now by clicking here!
Other Resources:
Additional articles you might
want to read are as follows:
Additional tips on making sure
you have the right insurance for your non profit can be found by clicking here!
As a general rule
nonprofit boards of directors should seriously consider purchasing "Director
and Officers Insurance" to protect the board of directors from liability in case
the nonprofit is sued. D&O:
What You Need to Know
You may also want to look into bonding the executive
director or the persons handling any money, i.e., purchase a
"Dishonesty Bond". Further, it is important to have additional
"Event Insurance" to cover your fundraising events in case
someone slips and falls and permanently injures themselves.
Your fiduciary responsibilities: minimize the risk of liability
by becoming familiar with your legal duties. (Board
Primer).(Brief Article) : An article from: Association
Management
Author: Robert M. Portman; Buy New:
$5.95
Background Checks: Any skeletons in the closet? (Human
Resources). : An article from: The Non-profit Times
Author: Bridget Rosenberg; Buy New: $5.95
Brokers face challenges in D&O market.(D&O Update) : An article
from: National Underwriter Property & Casualty-Risk & Benefits
Management
Author: Susanne Sclafane; Buy New: $5.95
Reconsidering Legal Liability & Insurance for Nonprofit
Organizations
Liability
Crisis and the Use of Volunteers by Non-Profit Associations
Planning
it safe: How to control liability and risk in volunteer programs
: concrete suggestions, clear definitions, and a preventive
approach to managing legal risk and liability
Managing Special Event Risks: 10 Steps to Safety
Understanding Business
Insurance
http://www.mapnp.org/library/insurnce/insurnce.htm
Insurance Information Institute is a non-profit,
educational and communications organization sponsored by the auto, home and
business insurance industry. http://www.iii.org/
Consumer World has gathered over 1,500 of the most
useful consumer resources on the Internet, and categorized them here for easy
access. Loads of useful consumer information.
http://www.consumerworld.org/
If you are trying to decide what type of
policy to buy you can get quickly confused! All states have a
"department of insurance" that can help direct
you to free resources so you can make the right decision. The
following links provide a good overview provided by the
California Department of Insurance. These information guides are
available in English and
Spanish. Please place the cursor on the subject title to
view the description of the guide, then click once to access the
guide.
|