Education Loans, Business Loans, Housing Loans and More!
Use the listing below to search for specific information, compare options,
or take a short questionnaire to determine your eligibility for each program.
The purpose of the Business & Industrial
(B&I) Guaranteed Loan Program is to improve, develop, or
finance business, industry, and employment and improve
the economic and environmental climate in rural
communities. This purpose is achieved by ...
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Agricultural Management Assistance
(AMA) is a voluntary program that provides financial
assistance and technical assistance to agricultural
producers on private lands to construct or improve
water management structures or irrigation
structures; to pl...
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The Farm Service Agency (FSA) offers
farm operating loans to farmers who are temporarily
unable to obtain private, commercial credit.
Operating loans may be used to purchase items needed
for a successful farm operation. These items include
livestock,...
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The Farm Service Agency (FSA) makes
farm ownership (FO) loans to farmers and ranchers
who temporarily cannot obtain a loan from a bank,
Farm Credit System institution, or other lender due
to disaster and financial hardship. FSA also makes
loans to be...
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Farm Storage Facility Loans (FSFL)
are provided to encourage the construction of
on-farm storage and handling facilities for eligible
commodities. Eligible commodities include: corn,
grain sorghum, oats, wheat, barley, rice, soybeans,
peanuts, minor ...
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The Fisheries Finance Program (FFP)
is a direct government loan program that receives an
annual loan authority from Congress to provide
long-term loans to the aquaculture, mariculture, and
commercial fisheries industries. The program will
finance up ...
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The Farm Labor Housing Loan and
Grant program provides capital financing for the
development of housing for domestic farm laborers.
Farm Labor Housing loans and grants are provided to
buy, build, improve, or repair housing for farm
laborers, includin...
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7(a) loans are the most basic and most
used type loan of SBA's business loan programs. Its name
comes from section 7(a) of the Small Business Act, which
authorizes the Agency to provide business loans to
American small businesses. The loan progr...
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The purpose of the Business & Industrial
(B&I) Guaranteed Loan Program is to improve, develop, or
finance business, industry, and employment and improve
the economic and environmental climate in rural
communities. This purpose is achieved by ...
view more
The U.S. Small Business Administration
(SBA) is responsible for providing affordable, timely
and accessible financial assistance to private,
non-profit organizations and businesses of all sizes
located in a declared disaster area. Financial assistanc...
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The CDC/504 loan program is a long-term
financing tool for economic development within a
community. The 504 Program provides growing businesses
with long-term, fixed-rate financing for major fixed
assets, such as land and buildings. Generally, A priv...
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The U.S. Small Business Administration
(SBA) is responsible for providing affordable, timely
and accessible financial assistance to small businesses
and private, non-profit organizations of all sizes
located in a declared disaster area. Financial ass...
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The Small Business Investment Company (SBIC)
program, part of the U.S. Small Business Administration
(SBA), was created in 1958 to fill the gap between the
availability of venture capital and the needs of small
businesses in start-up and growth situa...
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The purpose of the program is to assist
in obtaining financing from private sources to promote
business development initiatives that contribute to the
economy of the reservation or service area....
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The MicroLoan Program provides very
small loans to start-up, newly established, or growing
small business concerns. Under this program, SBA makes
funds available to nonprofit community based lenders (Microlender
Intermediaries) which, in turn, make l...
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The purpose of the Military Reservist
Economic Injury Disaster Loan program (MREIDL) is to
provide funds to eligible small businesses to meet its
ordinary and necessary operating expenses that it could
have met, but is unable to meet, because an e...
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To help small businesses gain access to
the financing they need to participate in
transportation-related contracts, the Office of Small
and Disadvantaged Businesses Utilization (OSDBU)
Financial Assistance Division manages the Short-Term
Lending Prog...
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The U.S. Small Business Administration
(SBA) is responsible for providing affordable, timely
and accessible financial assistance to private,
non-profit organizations and businesses of all sizes
located in a declared disaster area. Financial assistanc...
view more
The U.S. Small Business Administration
(SBA) is responsible for providing affordable, timely
and accessible financial assistance to small businesses
and private, non-profit organizations of all sizes
located in a declared disaster area. Financial ass...
view more
The U.S. Small Business Administration
(SBA) is responsible for providing affordable, timely
and accessible financial assistance to homeowners and
renters located in a declared disaster area. Financial
assistance is available in the form of low-inter...
view more
The purpose of the Military Reservist
Economic Injury Disaster Loan program (MREIDL) is to
provide funds to eligible small businesses to meet its
ordinary and necessary operating expenses that it could
have met, but is unable to meet, because an e...
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The AIDS Research Loan Repayment Program
helps to assure an adequate supply of trained
researchers with respect to AIDS at the National
Institutes of Health by providing for the repayment of
educational loans for participants who contractually
agree ...
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In exchange for a two-year commitment to
your clinical research career, NIH will repay up to
$35,000 per year of your qualified educational debt, pay
an additional 39% of the repayments to cover your Fe...
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The program supports the National
Institutes of Health (NIH) Intramural Research Program
in recruiting and retaining health professionals from
disadvantaged backgrounds to conduct clinical research
at t...
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The Contraception and Infertility
Research Loan Repayment Program (CIR-LRP) is designed to
provide an incentive for health professionals to work in
areas of reproductive research directly related to
con...
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The ECR-LRP is a congressionally
mandated loan repayment program that was established by
the Secretary for the Department of Health and Human
Services through the Director of NIH. The objective of
the E...
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Federal Perkins Loans help financially
needy undergraduate and graduate students meet the cost
of postsecondary education. The award is made by the
school based on the availability of funds. A Federal
Perkins Loan carries a fixed interest rate and mu...
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The Free Application for Federal Student
Aid (FAFSA) is an application used by virtually all two
and four-year colleges, universities, and career schools
for awarding Federal, state, and college-funded student
aid....
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The General Research Loan Repayment
Program recruits and retains health professionals
performing research in fields required by the National
Institutes of Health (NIH) to carry out its mission by
provid...
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The HDR-LRP is the congressionally
mandated extramural loan repayment program for minority
health disparities research. The objective of the
HDR-LRP is the recruitment and retention of highly
qualified ...
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The Indian Health Service Loan Repayment
Program provides repayment of student loans to health
and allied health professions in order to assure an
adequate supply of trained health professionals necessa...
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To assist in the recruitment and
retention of professional nurses dedicated to providing
health care to underserved populations, the Nursing
Education Loan Repayment Program offers registered
nurses sub...
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In exchange for a two-year commitment to
your research career, NIH will repay up to $35,000 per
year of your qualified repayable educational debt, pay
an additional 39% of the repayments to cover your F...
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Direct Stafford Loans, from the William
D. Ford Federal Direct Loan (Direct Loan) Program, are
low-interest loans for eligible students to help cover
the cost of higher education at a four-year college or
university, community college, or trade, care...
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This program can help
individuals buy a single family home. While
U.S. Housing and Urban Development (HUD)
does not lend money directly to buyers to
purchase a home, Federal Housing
Administration (FHA) approved lenders make
loans through a number of...
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Federal Housing
Administration (FHA) insures mortgage loans
made by FHA-approved lenders to buyers of
manufactured homes and the lots on which to
place them....
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The U.S. Small Business
Administration (SBA) is responsible for
providing affordable, timely and accessible
financial assistance to homeowners and
renters located in a declared disaster area.
Financial assistance is available in the
form of low-inter...
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Section 203(k) insurance
enables homebuyers and homeowners to finance
both the purchase (or refinancing) of a
house and the cost of its rehabilitation
through a single mortgage or to finance the
rehabilitation of their existing home....
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This is a program for people
at risk of losing their home due to default
and foreclosure. If you are having
difficulty paying your mortgage, you may be
eligible to refinance into a mortgage that
you can afford. Participation in the Hope
for Homeowner...
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This grant provides and
operates cost-effective, decent, safe and
affordable dwellings for lower income
families through an authorized local Public
Housing Agency (PHA)....
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This program provides home
ownership opportunities to Native Americans,
Tribes, Tribally Designated Housing Entities
(TDHEs), and Indian Housing Authorities on
Indian land, through a guaranteed mortgage
loan program available through private
financia...
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Federal Housing
Administration (FHA) insures mortgage loans
made by private lending institutions to
finance the purchase of a new or used
manufactured home....
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The Federal Housing
Administration (FHA) insures mortgage loans
to facilitate the construction, substantial
rehabilitation and purchase of cooperative
housing projects under Section 213. Each
member shares in the ownership of the whole
project with t...
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The Federal Housing
Administration (FHA) makes it easier for
consumers to obtain affordable home
improvement loans by insuring loans made by
private lenders to improve properties that
meet certain requirements. Lending
institutions make loans from th...
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This program may help
individuals finance the cost of purchasing
and rehabilitating their new or existing
home. While HUD does not lend money directly
to buyers to purchase a home, FHA-approved
lenders ...
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Direct and guaranteed loans
may be used to buy, build, or improve the
applicant's permanent residence. New
manufactured homes may be financed when they
are on a permanent site, purchased from an
approved dealer or contractor, and meet
certain other r...
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The Farm Labor Housing Loan
and Grant program provides capital financing
for the development of housing for domestic
farm laborers. Farm Labor Housing loans and
grants are provided to buy, build, improve,
or repair housing for farm laborers,
includin...
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The Rural Housing Repair
Loans and Grants program provides loans and
grants to very low-income homeowners to
repair, improve, modernize, or to remove
health and safety hazards in their rural
dwellings. Loans are arranged for up to 20
years at 1 perce...
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Through Section 203(h), the
Federal Government helps survivors in
presidentially-designated disaster areas
recover by making it easier for them to get
mortgages and become homeowners or
re-establish themselves as homeowners....
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VA loan guarantees are made
to service members, veterans, reservists and
certain qualifying unmarried surviving
spouses for the refinancing of a VA home
loan....
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The National Health Service
Corps Loan Repayment Program recruits health
professionals to work in selected health
professional shortage areas and, in return,
helps repay their qualifying educational loa...
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VA loan guarantees are made
to service members, veterans, reservists and
certain qualifying unmarried surviving
spouses for the refinancing of a VA home
loan....
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The Native American Direct
Loan Program makes home loans available to
eligible Native American veterans who wish
to purchase, construct, or improve a home on
Federal trust land.
VA - Home Loans - Regular Purchase
VA loan guarantees are made
for the purchase of homes, condominiums and
manufactured homes (when they're classified
as real estate).
VA guarantees a percentage
of the loan. This helps the veteran obtain a
no-down payment mortgage at a competit...
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Policyholders who have
permanent plans of insurance under one of
the programs listed below may borrow up to
94 percent of the cash value of the policy
after it has been in force for one year. United States Government Life Insurance
(USG...
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Additional Information
College Opportunities Online
College Opportunities On-Line (COOL) is your direct link to more than 9,000
colleges and universities in the United States. COOL helps you find out about a
specific college or set of colleges.
Funding Your Education
Student Aid on the Web, the U.S. Department of Education's site for free
information on preparing for and funding education beyond high school. education
and career choice
Student Aid on the Web
Student information portal providing answers to your questions on education,
career, government and more.
National Student Loan Data System
The National Student Loan Data System (NSLDS) is a centralized database that
stores information on all student loans as well as school enrollment
information.
The U.S. Department of Education's Student Aid on the Web
The U.S. Department of Education's Student Aid on the Web-- the gateway to
federal student aid, the site offers a single source of free information not
only on applying for federal aid, but on choosing a career, selecting a school,
and identifying non-federal resources to pay for higher education.
Student Aid on the Web Campus Tour
Explore college and university campuses by browsing through detailed profiles
and key information of each school, including important financial aid
information.
Student Finance Calculators
Figure out how much you need to borrow for the school year and what it will cost
to pay back your student loan! Interactive calculators for budgets,
consolidation and monthly repayment calculations from the U.S Department of
Education.
U.S Department of Health and Human Services (HHS) Student Assistance Programs
HHS provides a variety of scholarships, loans, and loan repayment programs for
students in the health professions, through the Student Assistance Programs of
the Health Resources and Services Administration. Visit their website for more
information.
Federal Work-Study
The Federal Work-Study program provides part-time jobs for undergraduate and
graduate students with financial need, allowing them to earn money to help pay
education expenses.
Federal Pell Grants
In addition to loans, the U.S. Department of Education provides Pell Grants to
students with financial need. Pell Grants do not have to be repaid.
State Financial Aid
Many states also provide education loans and grants. Contact your state higher
education agencies for more information.
Financial Aid Wizard
Explore your financial aid needs and options with a step-by-step process for
calculating your cost of attendance and Expected Family Contribution. Discover
potential scholarships and loans available to you.
Direct Loans Servicing Online
If you have questions about your Direct Loan, you can go online to find the
answers. With your personal identification number (PIN), you can view your
detailed account information, complete exit counseling, make an online payment,
enroll in any of our electronic services, and much more.
Repaying Your Student Loans
Repaying Your Student Loans is a comprehensive resource on how to pay back
student loans received from the U.S. Department of Education. This source
includes information about repayment plans, loan cancellations, etc.
Additional Resources:
Building A Better Credit Record
The Federal Trade Commission's (FTC) guide to building a better credit record is
designed to help you understand and legally improve your credit report.
Credit Scoring
Learn what credit scoring is and how it affects your ability to get a loan, from
the Federal Trade Commission (FTC).
Equifax
Whether you have credit problems or not, it's a good idea to review your credit
report for accuracy and completeness before you apply for a loan. Equifax is one
of the three major credit bureaus. Contact them to get your credit report.
Experian
Whether you have credit problems or not, it's a good idea to review your credit
report for accuracy and completeness before you apply for a loan. Experian is
one of the three major credit bureaus. Contact them to get your credit report.
TransUnion
Whether you have credit problems or not, it's a good idea to review your credit
report for accuracy and completeness before you apply for a loan. TransUnion is
one of the three major credit bureaus. Contact them to get your credit report.
How to File a Consumer Complaint About a Bank (Federal Reserve Board)
Instructions for filing a complaint about a bank.
DISCLAIMER: This information is not intended to provide legal or accounting
advice,
or to address specific situations. Please consult with your legal or tax advisor
to supplement and verify what you learn here.
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