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The Nonprofits Insurance Alliance Group, A.M. Best Company rated A VIII (Excellent), is comprised of the Alliance of Nonprofits for Insurance, Risk Retention Group (ANI), and Nonprofits’ Insurance Alliance of California (NIAC), both 501(c)(3) nonprofit companies that provide liability insurance coverages to more than 10,000 nonprofit organizations. The Group currently writes coverage for 501(c)(3) nonprofits in Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, North Carolina, Ohio, Oregon, Pennsylvania, Utah, Vermont, Virginia and Washington. For more information visit

At Charity First, they help insure nonprofits and in fact, that is all they do! Charity First was first established in 1984 and today has provided assistance to insure over 5,000 nonprofit organizations throughout the United States. Combine this experience with their sole focus on the nonprofit community and its easy to see why they have become the nonprofit insurance experts.

All of their products and services are provided by the nation’s best known and respected A++ insurance companies. A few of the coverages they offer include but not limited to Property, Liability, Director’s and Officers, Sexual Abuse/Molestation, Worker’s Compensation, Consulting Professional, International and more!

The types of nonprofits covered include: Arts, Civic and Social Clubs, Community Organizations, Social Service Organizations, Residential Programs, Schools, Educational and Training Organizations and much more!

Charity First also provides complimentary access to an extensive online library of safety articles, which can be found in their Risk Management Resource section of their website. Visit their website now by clicking here!

Practical Risk Management – The Handbook for Risk and Financial Professionals
Nonprofit Expert
Widely referred to as “The Green Book,” Practical Risk Management – The Handbook for Risk and Financial Professionals is a two-volume reference manual covering a broad range of risk management subjects including Risk Management & Self Insurance, Loss Control/Claims Management, Property Risks & Insurance, Liability Risks & Insurance, and Risk Manager’s Resources. The publication provides practical, concise, action-oriented background and advice on critically important activities, techniques, and tools of risk management.

Practical Risk Management is published by the International Risk Management Institute (IRMI) and Millicent W. Workman, CPCU, serves as the editor. With more than 1500 pages of reference material, this is an excellent resource for risk managers or those who have risk management responsibilities but not on a full-time basis. For more information, click here. 

Nonprofit Expert
Glossary of Insurance and Risk Management Terms, 11th Edition 
The Glossary of Insurance and Risk Management Terms, 11th Edition is a handy guide
that defines 2,800 key insurance and risk management terms in plain English. This publication from the International Risk Management Institute (IRMI) interprets unfamiliar terminology used in insurance specifications and proposals, risk management reports, and other related written materials. The Glossary also contains a section on 860 frequently used abbreviations and acronyms. The 11th Edition was revised in 2006. This is an excellent resource for full time risk managers as well as those only deal with risk and insurance occasionally but need to understand the language. For more information, click here.

Special Offer: PERI and IRMI have partnered to bring this publication to PERI Website Users at a discounted rate. You can purchase the Glossary of Insurance and Risk Management Terms, 11th Edition on the IRMI Website. Simply enter the code PERI700 in the IRMI shopping cart to receive the 10% discount.

Other Resources:

Understanding Business Insurance

Insurance Information Institute is a non-profit, educational and communications organization sponsored by the auto, home, and business insurance industry.

Consumer World has gathered over 1,500 of the most useful consumer resources on the Internet and categorized them here for easy access. Loads of useful consumer information.

If you are trying to decide what type of policy to buy you can get quickly confused! All states have a “department of insurance” that can help direct you to free resources so you can make the right decision. The following links provide a good overview provided by the California Department of Insurance. These information guides are available in English and Spanish.  Please place the cursor on the subject title to view the description of the guide, then click once to access the guide.

DISCLAIMER: This information is not intended to provide legal or accounting advice, or to address specific situations. Please consult with your legal or tax advisor to supplement and verify what you learn here.

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