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Manage By Crisis, Or Not!
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Manage By Crisis, Or Not!

So many days I’m struck by the number of people who seem to manage their life by crisis. This seems to be a normal way of life. Problems pile up and become bigger problems, until things get so out of control drastic measures have to be taken.

Several months back I heard a commercial on TV advertising a credit card consolidation service. Normally I zone out when commercials come on but the announcer said one line in his pitch that just made me want to scream.

He said something like: “Having bad credit is not your fault! You have probably been a victim, the credit card company has tricked you by changing your interest rate and added additional finance charges to your account. Let us help you consolidate all your debt into one easy payment, blab, blab, blab.” When I heard this I did a double take! The phrase kept ringing in my ears: “It’s not your fault!”

Holy crap…who’s fault do they think it is then? Are they really blaming the credit card companies for you not being able to make your payment and loading yourself with debt you can’t pay? Why stop there? Why not blame Wal-Mart for offering low prices or better yet blame the government for all your worries.

I’m sick and tired of this type of daily brainwashing that has created a room full of bobble heads. I’m beginning to wonder if there are any sane people left on the planet. Does anyone ever wonder how many people are left that have locked deep in their soul a built in compass that points to being personally responsible for their own actions and not having to blame others?

Don’t get me wrong, I realize we all have crisis situations that happen, and we all need help at some point. I’m not for denying help where help is needed! But at some point we have to stop promoting what is touted as a God given right to live the “American Dream” and wake up to reality.

Reality is what we make happen, not what we want to happen! Granted there are certain situations that occur that are out of our control but how you choose to react sets the course. People need to take responsibility for themselves. Further we need to understand that the problems we face in America today are ones that need individuals to act like adults not like spoiled children or addicted drug addicts looking for another

The real road to freedom starts with living within your means and looking for happiness first within yourself. After that, things are much easier than you could imagine. Don’t be confused by what some might tell you. All roads do not lead to this type of freedom only the straight and narrow path does. The only question that remains is, “are you willing to make the effort?”

“Whatever the mind of a man can conceive and believe, it can achieve. Thoughts are things! And powerful things at that, when mixed with definiteness of purpose and burning desire, can be translated into riches.” – Napoleon Hill

DISCLAIMER: This information is not intended to provide legal or accounting advice, or to address specific situations. Please consult with your legal or tax advisor to supplement and verify what you learn here.